Struggling College Student That Feels Like Giving Up..how Can I Make Ends Meet?

I am a full-time struggling college student going on her 2nd year.I am employed, but I don't make enough sometimes to pay my bills. My father helps me out when he can, and my mother is unemployed, so mostly I take care of myself. I am in desparate need for money right now, and I seem to have no other options. My rent is due and I am overdrafted in my account by 0. I tried looking for loans, but I never get approved. I also have 4 payday loans that I just can't simply pay off. Is there a way for me to recieve some fast cash so that I can pay my rent and take care of my loans? anyone with suggestions please let me know!I know that payday loans are also not good to have, my father told me to never get one but I was desparate for money. I do recieve financial aid, which I will be getting in about 2 weeks, and I do have 2 other roomates, I just need to pay my half of the rent.I always paid my bills on time, I just got caught up with these paydays loans, they took all my money.Once I get my fianancial aid, I'm going to pay them off, and never deal with them again. I can't move back home because both of my parents lives out of state from me. I really appreciate all of the advice people are giving me..any more suggestions will be helpful!

Stephen-Unk, 2007-08-02 13:00:45

• i wouldnt suggest doing payroll advance loans....give blood, sell your clothes, sell books to half price books...sell anything you can!definitely stay away from payday loans.
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• another option is maybe to cut your classes down to part-time to give you a chance to work some more hours and get your bills caught up.
• also, i would sell what i could, maybe you could tutor.
• i recommend trying to get your father to co-sign on a loan for you.
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• also, i know it sounds tacky, but donate plasma......i stuggled for a while and had to do that.
• also, on the weekends, your town might have a workforce.
• first, i would look for another job....i mean if you already have all of these payday loans out, and still can't make ends meet, there's something wrong.
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• in my town, we have texas workforce commission and basically you go out and do weekend jobs and get paid in cash, but you still have to claim it on your taxes.......sorry i can't be more help, good luck!they are the devil.

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Stephen-Unk, 2007-08-02 13:00:45

Maybe you could find some help budgeting at school, that would help you prepare better. But asking for extentions or deferred payments might help. Building your credit takes alot of muscle, remember how you feel, and change your associations with money. Be creative not desperate. Good luck on your debt diet. Working at restaurants at least you get free food, and get you away from your problems, and will get you out of debt. Contact your bank the same way you did here. Ask friends about getting you a job, post a message to your dorm door. Facing up to your responsiblity is key, and your taking those steps. Seeking part-time work, with your first name and number.

Stephen-Unk, 2007-08-02 13:00:45

You could pick up recycle bottles and cans and turn them in for money. Go to some kind of sporting event and check out the garbage cans etc. Also another idea is to advertise for dog walking. I have a friend who does that and she does very well. You could also go door to door and solicit curb painting, all you need are some stencils and two cans of paint. You can charge -7 a curb or ask for contributions. My ex son-in-law does that in Texas. As a college student, you might mention that and get a little sympathy. You could use the same door to door approach for odd jobs, but as a woman, you would have to be careful with that one. I think you know to stay away from those payday loans. I don't know how they work, but they seem scary.

Stephen-Unk, 2007-08-02 13:00:45

Downsize your homeDownsize your food buying habits (dont eat out, buy generic food in general and use coupons for everything you can think of)

Stephen-Unk, 2007-08-02 13:00:45

Hey tashaYou should try modeling try modeling, it pays well Extremely well.(,000-,000 a month) I am a modeling scout for Pure Models so let me know if you might be interested..

Stephen-Unk, 2007-08-02 13:00:45

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• Well I dont know your spending habits - but if you're like most people you probably are spending money on things you cant afford but really dont need businessideascom instant fast loans.
• You have to give up your morning coffees, lunches out, going for drinks with friends, shopping for new clothes or whatever it is in your case that you spend extra money on.
• Then you start budgeting strictly - instead of buying frozen dinners say for 5 bucks a meal stick to things that are cheap but you have to spend a few minutes making like pasta etc instant fast loans.
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• After making these changes slowly start to pay off your debts instant fast loans.
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• If you still find yourself struggling you need to be applying for new jobs or looking for cheaper housing - possibly sharing with a friend, moving back home etc.
• The best thing you can do is get yourself back to stability as soon as possible because you dont want to start out your life in debt.Depending on how much free time you have you could donate Plasma in some areas you can get up to a pop and you can do it several time a week paperless payday loans.
• If you have plenty of time (maybe between semesters) look into doing a medical research study sometimes those pay really well.

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Stephen-Unk, 2007-08-02 13:00:45

Did you complete the Fafsa for financial aid processing? This is your best bet. Go to the Financial Aid Dept and speak to a representative fast. Also, they have emergency loans that don't take much time to process. They are not due right away, and perhaps they can pay off those payday loans!See a financial aid counselor fast! They can help you!

Stephen-Unk, 2007-08-02 13:00:45

1) get a roommate or a smaller apartment.2) live on campus--student loans usually covers that3) stay away from payday loans--they are a scam and will get into further trouble4) sell what you can on ebay.

Stephen-Unk, 2007-08-02 13:00:45

Sell stuff on ebay, sell your plasma, books at the bookstore, and do experiments at local hospitals/research centers. Just a few ideas. Good luck I know you will find a way.

Stephen-Unk, 2007-08-02 13:00:45

• I don't think you can do anything.college is hard work and takes a lot of dedication instant fast loans instant fast loans.
• get a part time job to work on the weekends businessideascom.
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• please dont take a semester off.
• i took a semester off in september of 2005 and still have not gone back instant fast loans.
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• just think, once you get your degree, you will have a nice paying job and you will not have problems such as trying to pay your rent paperless payday loans instant fast loans instant fast loans businessideascom.
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• you may have to find a roomate that you are close with and can trust, or move back in with your parents until you can get on you feet.
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• school takes a lot of hard work and dedication instant fast loans.
• but please do not drop out or take a semester off instant fast loans.
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• im sorry to hear that you are struggling so much.

Stephen-Unk, 2007-08-02 13:00:45

I know this is degrading, but stripping can help paperless payday loans. or maybe even bartending nights. If neither of those options are good, then cut down your school hours and work more instant fast loans paperless payday loans paperless payday loans.

Stephen-Unk, 2007-08-02 13:00:45

maybe you should take a term off school and get a second job and third. eliminate all the unnecessary stuff -- premium cable and internet, new clothes, cell phone, eating out, etc. sit down and make a strict budget. you should also rethink your spending habits. if you're bank account is overdrawn and you have 4 outstanding payday loans, you are in serious financial trouble.

Stephen-Unk, 2007-08-02 13:00:45

Do without or buy real cheap. Really, it can be done. High-priced makeup is a luxury item. For real. I mean it. If not, hook up with someone for a ride or take the bus. You can't afford it. Walk. Beer is a luxury item. Well, you can take it from my screen name that I have an opinion on this. Then, years later, when you are established and can afford stuff but only buy what you really need, you can give someone the same advice. Stop Spending! If you don't, you'll live with this stress for the rest of your life.

Stephen-Unk, 2007-08-02 13:00:45

I'm sorry to hear it's that bad. You must do whatever it takes to pay your payday loans back asap. They're a big part of the reason you can't make ends meet. Their interest rates are insane. Whatever you do, DO NOT EVER GET ANOTHER PAYDAY LOAN."Getting fast cash" is just gonna make things worse instant fast loans. You've already gotten yourself into 4 payday loans. Any sort of fast cash is gonna get you into the same predicament instant fast loans. You need to make a change in your life. If you can't support yourself, you should move back in with your parents until you can. Pay off your debt, and work on changing you lifestyle to one you can afford. Cut up your credit cards instant fast loans. Don't buy ANYTHING without waiting a day first instant fast loans. Draft a budget for yourself. Learn to set aside money in a savings account instant fast loans. Ask your parents or your banker for help learning these things.

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